FRESNO, Calif. (KFSN) -- Research on how to pay for higher education should be just as thorough as the research that goes into deciding on which college a student goes to.

"I think that's why nationally, we see more students assuming credit card debt versus taking out their student loans that are available to them," says UC Merced Financial Wellness program founder and manager, Charah Coleman.

Coleman says the stress that comes with debt can impact a students education.

"We encourage students to be students first and not have to try to work different jobs and worry about working as much," she said. "Student loans can be a good resource to leverage if you're a college student instead of taking out credit card debt to pay for your educational expenses."

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