As digital payments soar across the country, credit cards continue to hold their ground, offering users a mix of convenience, rewards, and exclusive privileges. However, with growing usage comes a heightened risk of fraud, prompting experts to urge cardholders to exercise caution and remain vigilant.

Banks and financial institutions often entice customers with cashback offers, discounts, and airport lounge access, but these perks can also make users a target for cybercriminals and fraudsters. Financial advisors stress that safeguarding card details is now as critical as managing finances.

1. Guard your card information: Never share your card number, CVV, or PIN with anyone. Banks do not ask for these details over phone calls or emails, so any such requests should be treated as suspicio

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