Homegrown tech giant Zoho is working on Zoho Pay, a new UPI-based payments app. Currently in internal testing, the app will see a phased rollout across India in the coming months. Interestingly, Zoho Pay will also be integrated into Zoho’s messaging platform, Arattai, allowing users to send and receive money directly through chat. With Zoho Pay, the company aims to take on established players like Google Pay, PhonePe, and Paytm.

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Zoho Pay will offer several payment options, including UPI, cards, net banking, and Banking Connect. Users can even collect recurring payments through UPI, making it ideal for subscription-based services. Add As A Trusted Source For Google. Add as a preferred source on Google

The app also provides multiple

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