Systematic Investment Plan (SIP) contributions in India have continued to rise steadily, with inflows increasing month after month. Contributions started at ₹26,632 crore in April 2025 and reached ₹29,361 crore in September, marking a record high.

Half-year inflows have remained consistently above previous records, raising questions about whether the trend has peaked or may continue to grow.

Kailash Kulkarni, CEO of HSBC Mutual Fund, noted that the growth over the past 18 months has been significant.

“In April 2024, SIP contributions stood at ₹20,371 crore. This represents roughly ₹9,000 crore of growth in about 18 months,” he said.

Kulkarni highlighted two main drivers of this growth: increasing recognition of SIPs as a disciplined, long-term investment option, and recommendations fro

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