You saw the glowing headlines.
“Top Performer of the Year.”
“Fund Manager of the Decade.”
“Consistent Outperformer.”
You scrolled through reviews, watched a few YouTube videos, and saw happy investors showing off rising NAVs. You felt confident. You thought you had picked a winner.
Then you stopped reading. You ignored the articles that questioned the fund’s high expense ratio , its one-dimensional strategy, or its poor record in sideways markets. You didn’t compare its long-term numbers with peers. You told yourself, “If everyone says it’s good, it must be.”
That’s how confirmation bias works. You look for information that agrees with what you already believe. You ignore what challenges it. It is one of the most dangerous traps in investing because it makes you feel smart right be

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