Lyn Rosten can’t stop worrying about what her family’s health insurance will cost next year.

That worry deepened this month when the 47-year-old Portland resident opened a letter from her insurer.

Starting in January, the monthly premium for her family of three will rise to more than $2,000 — a 45% increase from the $1,377 they pay now.

Rosten and her husband, both self-employed, buy private health insurance through the state’s Affordable Care Act marketplace , which also covers their 10-year-old daughter. Rosten said the family lives month to month and has relied on enhanced federal subsidies that have lowered their premiums by about $500 each month this year.

That relief is about to end.

Those enhanced premium subsidies — expanded during the pandemic and later extended under P

See Full Page