Millions of Social Security beneficiaries will see a new cost of living adjustment starting next year.

How much is the Social Security COLA for 2026?

Why you should care:

Social Security benefits and Supplemental payments will increase 2.8% in 2026 and on average retirement benefits will rise $56 monthly beginning in January, according to the Social Security Administration .

Increased payments to nearly 7.5 million recipients receiving Social Security will start on December 31, 2025.

The Social Security Administration will start informing recipients about their new benefit amount by mail starting in early December.

But beneficiaries with a personal Social Security account can view their COLA notice online. The agency explained that you can set up text or email alerts when

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