Our advice columnists have heard it all over the years—so we’re diving into the Pay Dirt archives to share classic letters with our readers. Submit your own questions about money here . (It’s anonymous!)

Dear Pay Dirt,

My dad died this summer, leaving my sister and me a modest inheritance of his retirement savings and life insurance, that he specified in his will be split 50-50 (it amounted to about $80K each). He had given us money some years before he died—me to help save a business I had, and her to buy a car and pay off some debt.

I don’t live in my hometown anymore, so she has been great at taking care of things and wrapping up his estate and possessions (I helped some when I could go back home). She also cared for him while he was alive and up to his death, and she was amaz

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