Twenty-four days into the federal government shutdown, thousands of federal workers are now missing their first full paycheck - and the economic consequences are spreading beyond workers at government buildings.

Just across the street from the Ronald V. Dellums Federal Building in Downtown Oakland, small business owner Sam Samhouri is watching his revenue vanish. Samhouri and his wife run two restaurants - City Cup and Big Guys Burgers - and had long relied on the steady flow of federal workers who once made up the bulk of the lunch rush.

Now, he said, "The government shutdown is affecting about 30% of my business."

Dellums has noticed more customers struggling to cover even a small meal.

"Lately, we have about 10 to 15% declined cards. So people who used their credit cards [had paymen

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