SFBs Vs PSU Banks: Which One Offers Better FD Returns? Here's A Three

SFBs Vs PSU Banks: The two group of banks offer stable returns. (Photo source: Representative/Freepik) Show Quick Read Summary is AI Generated. Newsroom Reviewed

Fixed deposits (FDs) remain a core building block in personal finance, particularly for investors seeking principal safety and steady interest income. When comparing options, two major categories stand out: the small finance banks and the larger traditional public sector banks (PSUs). Which one gives better returns right now? Here's your three-point guide:

Interest Rates

Small finance banks have emerged as strong contenders in the fixed deposit market of late, offering some attractive returns. Senior citizens, in particular, stand to benefit, with Suryoday Small Finance Bank giving rates as high as 8.10% on five-year depos