When it comes to success — financial or personal — discipline often trumps talent. Chartered Accountant and financial educator CA Nitin Kaushik believes that the same mindset that fuels physical fitness can also reshape one’s financial life.

In a recent post on X (formerly Twitter), Kaushik wrote about “the habit that quietly transforms both your health and your wealth,” arguing that a single consistent action can set off a chain reaction across multiple aspects of life. Advertisement

“When someone begins an active lifestyle — regular runs, gym sessions, early mornings — something magical happens,” he wrote. “They start sleeping better, eating cleaner, and even their mindset becomes more focused.”

Kaushik drew a powerful parallel between physical discipline and financial discipline. J

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