“You sure do like talking about death, Jill!” said one of my favorite producers. Unlike so many areas of our lives that are out of our control, planning for an event that has a 100 percent probability of occurring (our eventual demise) seems like a good task to tackle for all of us.

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Yet, according to a recent study from Caring.com, we have a lot of work to do. Only one in four Americans has a will and these numbers have gotten WORSE since 2022.

Incredibly, not even a global pandemic can motivate people into action. Adding to my distress level: The study found that Americans with children under 18 comprise the largest cohort of people without wills or other estate planning documents.

Even if you don’t have children or think that you don’t have enough money, don’t you wa

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