Imagine the panic. The call comes a few hours after you've hit send on the deposit funds to secure your dream home purchase.

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You are told that the funds never arrived. That there was no funds transfer request.

A couple last year unkowningly transferred $970,000 to scammers. Inset: PEXA chief information security officer Graham Fairley. Pictures Canva, supplied

Horrified, you recheck the final email you received - the one marked urgent, with revised bank account details.

You look more closely and are confronted with the unthinkable - the email is fake. You've been scammed and your

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