Hi Taylor – Year after year, no matter how much I try to control myself, Black Friday is my undoing. I know I have to spend less, but I still have to buy Christmas presents, and there’s no better time to do it. So… help? – Cassie

Hey Cassie – Black Friday can feel like a financial rollercoaster—a combination of great prices and competition to buy things before they’re gone. I’m a Spender by nature, so I know how easy it is to get caught up in the hype and overspend. But with a little planning (and self-control), you can shop smart and still snag great deals.

Make a list ahead of time. If you let the items you see determine what you buy, you’ll never come in under budget. Before you even open your laptop or walk into a store, write down exactly what you need . Not what you might want i

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