By: Dr. Anthony O. Kellum – CEO of Kellum Mortgage, LLC
Ownership is more than personal wealth, it’s collective transformation. For generations, Black communities have been the heartbeat of American culture, resilience, and creativity, yet too often these same neighborhoods have been disinvested, undervalued, or left behind. Investing in the block isn’t just about buying property, it’s about reclaiming space, rewriting narratives, and rebuilding the foundation of economic power from within.
The Power of Ownership in Our Own Neighborhoods
When Black Americans buy homes or invest in property within their own communities, the ripple effects extend far beyond one address. Ownership creates local stability, attracts new businesses, and increases neighborhood pride. It keeps wealth circulatin

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