The crisp air of November means one thing: The holiday season is officially right around the corner. Before the flurry of Black Friday deals and gift-buying begins, it's the perfect time to give your budget a quick but vital check-up. And for most of us, the biggest budget creep comes from one place: streaming services.

Americans are spending an average of over $60 a month on streaming, and with recent price hikes on several major platforms, that bill is only getting bigger. To free up some cash for the holidays, my advice is to embrace the art of the "stream-and-cancel."

This month, I've zeroed in on two popular streaming services whose November lineups and overall value feel thin right now: Peacock and HBO Max. You don't have to break up with them forever, but canceling them now is the

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