From Aadhaar to SBI Credit Cards — 5 major rule changes taking effect from Nov 1; Here’s what you need to know

From Aadhaar to SBI Credit Cards — 5 major rule changes taking effect from Nov 1; Here’s what you need to know

Babushahi Bureau

New Delhi, October 31, 2025: As November begins, several important financial and regulatory changes will come into effect from November 1, 2025, directly impacting your wallet. These include new charges on SBI Credit Cards, revised Aadhaar update fees, a new GST structure, simplified bank nomination rules, and extended deadlines for central government employees under pension schemes.

Here’s a detailed look at the five key changes you need to know:

1. SBI Credit Card: New Charges on Wallet Loads and Education Payments

From November 1, SBI Credit Card users will face a 1% additional charge on specific transactions:

Wallet Loads: Loading more than ₹1,000 into d