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India’s flagship real-time digital payments system, the Unified Payments Interface (UPI), managed by the National Payments Corporation of India (NPCI), recorded 20.70 billion transactions in October 2025, marking a new high. This was up from 19.63 billion in September and 20.01 billion in August.

According to NPCI data, the total transaction value rose to Rs 27.28 lakh crore in October, compared to Rs 24.90 lakh crore in September and Rs 24.85 lakh crore in August. On a year-on-year basis, transaction volume increased 25%, while transaction value grew 16%.

October also saw a major milestone, with UPI crossing 750 million transactions in a single day for the first time on October 18, 2025, when it processed 754.37 million transactions — the highest-ever daily reco

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