One snowy day earlier this year, Yvonne Morrish returned to her Scarborough bungalow to find the locks had been changed.

Despite living there for decades — her kids’ heights are scribbled on the inside of the closet door on the main floor — she was being thrown out of her own home.

RiverRock Mortgage Investment Corp. had taken legal possession, a notice on the door read, after she missed a mortgage payment.

Morrish was in “total disbelief and shock, then shattered,” she recalls.

It almost felt like a death.

“Grieving for something you can no longer change the outcome of.”

Nick Kyprianou, president of RiverRock Mortgage Investment Corp., said he could not discuss the specifics of Morrish’s case but confirmed Morrish missed a payment in late 2024. Arlyn McAdorey/Toronto Star The Sta

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