Ohio Treasurer Robert Sprague is looking to change state law so that the state could invest in cryptocurrency. So far, 15 states are investing in this blockchain technology.

But what does that even mean? What is a blockchain and what is cryptocurrency for that matter?

"The market has been going crazy with cryptocurrencies recently, and people have really been starting to gain a lot of interest," said Ryan Housteau, a financial advisor with Capital Group of America in Boardman.

Slowly but steadily, crypto is becoming an essential way of transferring funds and payment for services in the US.

"What crypto now allows people to do online all over the world using the internet is to send value directly from one person to another in a way that's fast, simple and very, very cheap. So using thes

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