Open enrollment has started for state health care plans, and some Minnesotans shopping for that coverage are seeing big price increases.

Officials at MNsure, the state’s health insurance marketplace, said rising health care costs and the expiration of federal tax credits are driving up prices. Premiums for 2026 on the individual market are 22 percent higher on average than in 2025 — and that’s before accounting for the loss of federal tax credits, which could add to the cost.

MNsure officials said that means it’s especially important for anyone enrolling through the state’s marketplace to check the details of their plan, and look at other plan options.

“Every year, costs change, plans change, there are differences. This year, it’s just more important than ever,” MNsure CEO Libby Caulum

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