SAVANNAH, Ga. (WTOC) - Open enrollment is underway for nearly half million Georgians who rely on Affordable Care Act plans, but many still don’t know how much they’ll pay next year.

State Insurance Commissioner John King spoke to the Savannah Chamber of Commerce Monday about what’s driving the uncertainty. He said health insurance premiums are expected to rise next year, especially if federal subsidies that help hundreds of thousands of Georgians afford coverage expire at the end of 2025.

Federal subsidies create market uncertainty

The federal subsidies are tied to the ongoing government shutdown, creating uncertainty for small business owners and gig workers. King said despite the confusion, there are still ways to find affordable options. There is “no wrong door” to getting coverage,

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