Key Notes

The stablecoin maintains a 103% reserve buffer with holdings in US Treasury bills and FDIC-insured bank deposits under NYDFS supervision.

RLUSD operates on both Ethereum and XRP Ledger networks with 38,166 holders processing $5.05 billion in monthly transfers.

Humanitarian organizations including World Central Kitchen now use RLUSD for cross-border aid payments alongside institutional prime brokerage services.

Ripple ‘s USD-pegged stablecoin RLUSD surpassed $1 billion in market capitalization in early November 2025, less than a year after its December 2024 launch. The stablecoin achieved the milestone through institutional adoption and humanitarian partnerships, ranking as the 10th largest USD-pegged stablecoin by market cap. RLUSD recorded 1,278% year-to-date growth.

RLUSD

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