New survey insights published this morning reveal a heightened state of financial stress ahead of peak holiday season and show that one in four are taking extra jobs to afford holidays as Americans grapple with the impact of a government shutdown and corporate layoffs — on top of regular living costs.

The holidays may be a time of joy, but for many Americans they also bring heightened financial pressure and stress. According to new research from MoneyLion, a leading digital ecosystem for consumer finance and part of Gen, one in four Americans feel pressured to spend beyond their means during the holidays, leaving them unable to cover basic expenses.

Despite these pressures, 78% of Americans expect to spend the same or more on gifts this year compared to last year, with average holida

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