The Midwest and the Central Plains have the highest risk for hail in the nation, according to FEMA , and the property damage those storms cause can be costly. NBC Chicago viewer Darryl Armistead from suburban Cary knows that all too well.

An August hailstorm severely damaged his roof.

"The gutters and downspouts were dented, as well as the skylight that we've got in the loft area upstairs," said Armistead.

His insurance company, Allstate, approved a roof replacement as well as repairs to torn window screens and a dented garage door.

Allstate mailed him a check to cover the cost of repairs. Armistead said he received a check for $20,062.15.

He deposited the check and hired contractors who got straight to work.

"Repairs had already started when I noticed... that the funds had been re

See Full Page