BALTIMORE —

Picking the right health insurance that provides the right level of coverage at an affordable price can be an overwhelming and daunting task.

Experts said there are snags customers need to watch out for when applying for the Maryland Health Benefit Exchange .

Ebony Hartsfield, a quality analyst at the exchange's consumer assistance department, walked WBAL-TV 11 News Investigates through the application process to demonstrate where applicants typically find obstacles.

Potential snag No. 1: Documentation not ready

Hartsfield recommends ensuring you're prepared with the proper documents before even starting the application process.

"That way, as you're going through the application, you won't have to stop and pause and look for documents, which could cause the application

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