I Bonds bought now through April 2026 will have an annualized rate of 4.03% for six months after you buy the bond.

I Bonds offer higher rates than many regular savings accounts at bigger banks.

Anyone who buys groceries knows that higher prices have hung around just like that last guest who won't go home after a party. Inflation is here — so you might as well make a little money on it.

A new rate for I Bonds kicked off Nov. 1 and savers will see a tiny boost in rates, thanks to steady inflation.

If you buy an I Bond anytime from Nov. 1 through April 30, 2026, the annualized rate for newly purchased I Bonds is 4.03% for the next six months after you buy that bond. That includes a fixed rate of 0.9% that applies for the 30-year life of the bond.

The combined rate of 4.03% for Series I

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