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Losing your life savings to fraud is not a distant fear; it is a real and growing risk. Scams involving criminals pretending to be bank representatives have surged, with the Federal Trade Commission (FTC) reporting record-breaking losses exceeding $2.9 billion in recent data. These criminals no longer rely on basic phone tricks. Instead, they use caller ID spoofing and artificial-voice software to sound like trusted professionals, often imitating real bank employees down to the smallest detail.

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