Investment through Systematic Investment Plans (SIPs) in mutual funds continues to grow rapidly in India, as more investors turn to professional fund managers to build wealth. But for most people, the idea of accumulating Rs 10 crore—or even Rs 1 crore—can seem intimidating. Achieving such a milestone, personal finance expert Sharan Hegde, Founder of The 1% Club, says, requires not just earning well but saving and investing with unwavering discipline. Advertisement

In a recent YouTube video, Hegde broke down how Indians can realistically aim to become “crorepatis” (those with a net worth of Rs 1 crore or more) in less than a decade. “Building Rs 1 crore isn’t about luxury—it’s your ticket to true financial independence,” he said. “Once you cross that mark, your investments start generati

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