All aboard! Join me on a roller coaster ride through middle-class America, where life is good and dreams come true.

As we approach the first stop we meet up with Mrs. Middle Class America. She is a wife, mother of two children (a boy age 8, a girl age 11), living in a three-bedroom house with three bathrooms and a three-car garage. She and her husband also have two autos and a dog. She is employed outside the home solely because of economic necessity.

Two years ago she and her husband uprooted the family from the Midwest where he had a lucrative home-based business and she worked part-time at a nearby retail shop. Shortly after moving out West the home-based business turned sour and she had to return to the work force. Her meager salary was barely enough to supplement an income, but not

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