This isn’t just a slump or a one-week blip for the 49ers.

This is the bill coming due.

The Niners entered 2025 with a plan. It was a strange, sour combination of arrogance and cheapness. San Francisco was going to lock in their aging, expensive future Hall of Famers and quarterback Brock Purdy to massive contracts and, well, that would be the extent of their serious offseason spending.

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The rest of the roster would be moderately-priced special teamers and the fruits of the last two drafts, including the 2025 class.

And while the Niners are 6-4 on the season and still have an excellent chance to make the playoffs, you’d be hard-pressed to say the plan is working.

They overestimated their young players. They overestimated their veterans’ durability. And they fundamental

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