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Popular YouTuber Ankur Warikoo has shared som practical financial tips that could transform one’s savings strategy. In his latest shorts, he revealed five secret formulas designed to help one boost their monthly savings and investments.

According to Warikoo, following these simple yet effective strategies consistently can significantly improve financial stability and long-term wealth.

The first formula is the 50-30-20 rule. Upon receiving a salary, one can divide it into three portions: 50% for essential needs such as rent, groceries, utility bills, children’s fees, and medications; 30% for discretionary expenses like dining out, shopping, and entertainment; and 20% for savings and investments in fixed deposits, mutual funds, or gold.

This allocation ensures a h

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