Struggling families and those impacted by natural disasters are being warned to brace for fewer services as steep hikes to insurance premiums bite charities and small businesses.

Subscribe now for unlimited access .

Login or signup to continue reading All articles from our website & app The digital version of Today's Paper Crosswords, Sudoku and Trivia All other regional websites in your area Continue

Reforms to curb workers' compensation claims, aiming to rein in spiralling costs, were voted down in parliament on Friday.

The changes would have made it harder to claim for psychological injuries like post-traumatic stress disorder, anxiety and depression in the scheme, which covers more than 3.6 million workers in NSW.

The state government says psychological claims

See Full Page