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When I recently reached out to Moody’s Analytics chief economist Mark Zandi for his updated home price forecast, he said his long-term outlook for the U.S. housing market remains largely unchanged: he expects a prolonged period of stagnation as affordability gradually improves.
Following the historic run-up in prices during the Pandemic Housing Boom and the subsequent mortgage rate shock, Zandi believes resale activity/existing home sales will likely stay frozen for several more years.
“Affordability has to be restored for housing to regain its mojo,” Zandi told ResiClub. “Flat home prices [adjusted for inflation] is the healthiest path forward—it’s the only way for income

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