PHOENIX — A growing trend among Americans is postponing their retirement. For some, it’s due to financial uncertainty. Others just aren’t emotionally ready.

On the latest episode of the Asset Preservation Hour, financial advisor Stewart Willis talked about this new trend, stressed the importance of individualizing your retirement plan and broke down the things you need to know to ensure you’re financially ready.

“Most people’s biggest fear is running out of money, not having enough,” Willis said. “And I think that most people just don’t have a good enough set of metrics to determine whether they’re going to be ready or not.”

Willis added that spreadsheets and DIY calculations are common, but those often lack critical adjustments for inflation and market fluctuations, leading to flawed a

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