BALTIMORE — Beginning in January 2026, thousands more Marylanders will qualify for a unique savings program designed to empower people with disabilities without putting their essential benefits at risk.

The Maryland ABLE program, headquartered in Baltimore, enables eligible individuals to save and invest tax-free for disability-related expenses while maintaining access to means-tested benefits, such as Medicaid, SSI, and SNAP.

Right now, ABLE accounts are limited to people whose disability began before age 26. But under the new ABLE Age Adjustment Act, that age rises to 46, dramatically expanding access.

“This is a game changer,” said Kelly Nelson, Outreach and Communications Manager for Maryland ABLE. “It means many people who became disabled later in life, including during military se

See Full Page