A trusted lender always prioritises the credit history of applicants over their salary when approving loans. Indeed, it is quite obvious that qualifying for a personal loan is easier with a good salary. But the reality is that in the finance world, two things matter the most—credit score and report.

When checking your credit report, a loan provider will clearly understand your loan repayment history. How fast the lender will approve your loan application depends on your creditworthiness. So, their priority is always to consider the credit history of an applicant rather than the paycheck size.

The Importance of Creditworthiness

The main question a lender has when you request a loan is whether you can pay it back. Your credit history shows your willingness and dependability to repay, whil

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