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A West Midlands town some distance from Birmingham and the Black Country has been named the most affordable for 2025.

Newcastle-under-Lyme - where the average property costs less than three times household income - was top of the list in the region.

Across the UK, Shildon in County Durham has been named in research as Britain's most budget-friendly town for working families looking to purchase a property in 2025.

Here are the most affordable towns in regions or nations, according to Zoopla, with the median home value followed by the estimated annual household income and the house price-to-earnings ratio:.

North East, Shildon, £73,900, £60,300, 1.23.

Scotland, Cumnock, £83,700, £67,200, 1.25.

Wales, Ferndale, £105,300, £60,500, 1.74.

North West, Workington, £123,300, £68,

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