Stein and Causey urge Congress to pass bill protecting threatened oceanfront homes

By Mark Jurkowitz | Outer Banks Voice

File photo of collapsed home at 46016 Cottage Avenue on October 28, 2025. (Credit: NPS/Cape Hatteras National Seashore)

In a statement released on Nov. 14, Governor Josh Stein and Insurance Commissioner Mike Causey urged the U.S. Congress to back legislation co-sponsored by Congressman Greg Murphy (R-Dist. 3) that would “create more proactive support for coastal homeowners whose homes are at risk of collapse.”

“Since 2020, 27 oceanfront houses have collapsed into the ocean on North Carolina’s Outer Banks, including 16 houses just since this September. When these houses collapse, it isn’t just a tragedy for the homeowners. The destroyed houses also spread debris for m

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