Rising property insurance rates, up 58% since 2020 and rising more this year, are leaving some property owners uninsured — even when insurance is available, which isn’t always the case — and keeping some homeowners from buying when lending formulas change.

Realtors, insurers, and regulators discussed the issue during the annual Boulder Valley Real Estate Conference, presented by BizWest and held Thursday at the new Limelight Boulder Hotel.

Duane Duggan, a Realtor emeritus with Re/Max of Boulder, introduced the program with a story. He told of a client who had been insured with the same company for 30 years but got a notice of cancellation. Without anyone viewing the property, the insurer said there were too many shrubs that burglars could hide behind and too many tree limbs touching the

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