The government will introduce a bill in the upcoming Winter session of Parliament to raise foreign direct investment (FDI) in the insurance sector to 100 percent, up from the current 74 percent.

The Winter session is scheduled from December 1 to December 19 and will have 15 working days. According to a Lok Sabha bulletin as cited by PTI, the Insurance Laws (Amendment) Bill 2025 is among 10 legislations listed for the session.

What the bill proposes

The Insurance Laws (Amendment) Bill 2025 seeks to deepen insurance penetration, accelerate growth and development of the sector, and improve ease of doing business.

The finance ministry has proposed amendments to provisions of the Insurance Act, 1938. Key changes include:

raising the FDI limit in insurance to 100 percent,

reducing paid-up

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