A new report from Imagine360 makes the case that when it comes to healthcare from self-insured employers, the focus should be more on affordability and less on escalating healthcare costs. When costs increase faster than revenue or employee earnings, affordability breaks down. Employers are then forced to pay more to offer less, and workers are asked to shoulder increasing co-pays, deductibles and premiums. That imbalance has widened into a systemic problem, according to the report.

“Brokers have to respond to an urgent mandate: help employers pivot from incremental fixes toward models that fundamentally realign cost with value,” Imagine360 CFO Bill Dembereckyj said.

The good news, the report hastens to point out, is price transparency mandates, innovative alternative plan models, and sh

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