Maybe this holiday season, you'll get a call from a loved one — a child away at college, a grandchild, your niece in New Jersey — and they'll tell you exactly what they want for Christmas. And, well, they just happen to be online at a site that has it on sale, writes Susan Tompor in USA TODAY.

All you have to do is give them your credit card number now and they can buy the hard-to-find item that you can give them as a gift.

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