SAGITTARIUS (Nov. 23-Dec. 21) — Pay attention to your overhead, and you’ll find a way to cut corners. Explore community programs or better interest rates, and consider refinancing to fit your budget.

CAPRICORN (Dec. 22-Jan. 19) — Diversions are necessary to personal growth and choosing what’s best for you. A warm and passionate approach to expressing yourself will attract someone of interest.

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