The Indianapolis Colts entered Week 13 with a perfect home record. They carried legitimate AFC playoff aspirations and an opportunity to create separation in a crowded postseason race. Instead, they walked out of Lucas Oil Stadium stunned . They absorbed a frustrating, controversial, but ultimately self-inflicted 20-16 loss to the division rival Houston Texans .

What made it worse wasn’t just the dropped passes, the missed opportunities, or the officiating controversies. It was the unmistakable sense that the Colts had control early, only to let the game slip away. They had unforced errors that championship-caliber teams just cannot afford in December.

Costly collapse

With CJ Stroud returning to the field for Houston and Daniel Jones battling through a leg injury, the game swung o

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