WACO, Texas (KXXV) — Buy now, pay later is an option shoppers have to help pay for Christmas gifts. Our 25 News reporter, Chantale Belefanti, talked to a local neighbor about holiday shopping.

50% of people who use buy now pay later options use it for luxury items, while 47% use it to purchase groceries.

Buy now, pay later can be used in a healthy way, according to one expert.

Watch the full story here: Buy now, pay later option could be on the rise for holiday shoppers

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“We knew exactly what we wanted; we have older children, so it just made it easier," said one holiday shopper, Marisa Proctor.

Proctor said she’s already checked off the majority of her Christmas list. She and her husband started shopping in October and spread their purchases out to keep wit

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