The median down payment among first-time homebuyers across the country is the highest its been in more than 35 years, according to data from the National Association of Realtors.

This year, median down payments reached 10% for first-timers and 19% for all buyers, the NAR's annual report showed.

These numbers do not surprise real estate professionals on Long Island, who have seen their clients make similar down payments throughout the year as a way to be competitive in a market characterized by low inventory, or to achieve a lower monthly mortgage payment.

There are other ways to stand out from the pack while house-hunting, these experts say. Here is their advice, and some of their experiences from the last year.

Tip No. 1: Consider the details

“It’s pretty competitive out there for an

See Full Page