Winter isn't here yet, but cold weather came early. Want to kick on the heater but trying to save money? It can be challenging to stay warm and cozy without running up your energy bill.

The polar vortex is expected to blast the U.S. with three rounds of arctic air through mid-December. It'll bring storms, frigid temperatures and snow to central and eastern states.

Currently, the Mississippi forecast doesn't call for an extended freeze or snow through the end of the year, but predictions can change as patterns shift. Some areas will still have cold nights.

When grabbing an extra blanket or putting on a hoodie and socks won't cut it, it's time to turn up the heat.

Here's what you need to know about the best temperature for your HVAC system and how to help lower your power bill this

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