The annual life certificate — the simple but vital document that confirms a pensioner is alive — is the government’s primary safeguard against fraud and wrongful pension disbursal. Banks and government departments rely entirely on this certificate to continue releasing monthly pension payments.

However, the deadline for submitting this year’s certificate ended on November 30, and those who failed to complete the verification will not receive their December pension, nor any future payments until the certificate is submitted and approved. Restoring payments may also take several days, making timely submission crucial.

How to submit the life certificate

Pensioners can complete the process through multiple methods:

In person at bank

The traditional and still widely used method is to visit

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