Machine learning is helping financial institutions expand access to credit, improve portfolio performance, and accelerate digital decisioning. (Image: Freepik) Show Quick Read Summary is AI Generated. Newsroom Reviewed

Artificial intelligence and machine learning are transforming credit decisioning across India, according to research by Experian conducted by Forrester Consulting. Based on inputs from 109 Indian senior decision makers in credit risk, the findings show that ML is helping financial institutions expand access to credit, improve portfolio performance, and accelerate digital decisioning. The study also highlights the challenges that continue to hinder wider adoption across the country.

As lending dynamics continue to evolve, ML is helping lenders to make faster and more a

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